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Deciding how much house you can afford

A good mortgage broker will present your loan options.  From there, you decide what you’re comfortable paying for a home.

Lenders are careful, conservative, and make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and/or business quite as well as you do. So, leave a little room for the unexpected.

Deciding how much you can afford should involve some careful attention to how your financial profile will change in the upcoming years. In the long run, your own peace of mind and comfortability is what matters most.

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